Finding cheap iPhone insurance

The most important thing to remember when looking for cheap iPhone insurance is that what you consider is cheap cover may be different to that of someone else. Finding suitable mobile phone insurance (ie one that gives you the appropriate cover) and at a price that you feel happy with will all depend on your own individual needs.

So while it is good to talk to friends, family and work colleagues about their iPhone insurance, it may make sense do your own research too, so that you can be satisfied that you have gadget insurance than ticks all the boxes.

For example:

• a friend who rarely takes their mobile phone out and about, and certainly never aboard, may have what they consider is cheap iPhone cover because it offers UK-cover only;
• compare this to someone who travels a lot for work and pleasure and is never separated from their mobile phone – their cheap iPhone insurance may be more expensive than your other friend’s policy, but because it is providing the cover they need, it is what they perceive is cheap for them.

So, how do you find cheap iPhone insurance?

A sensible idea may be first to focus on the type of mobile insurance cover you want first – and then focus on price. There are a number of places you can look for cover such as:

• your network service provider;
• a mobile phone retailer;
• online at independent websites.

Gadget insurance policy features and benefits also vary too and you may find that policies offer all or some of the following elements of mobile phone protection:

• theft;
• accidental damage;
• accidental liquid damage;
• breakdown after the manufacturer’s warranty has expired;
• accidental loss (this often attracts a fee and rarely is a standard part of mobile phone cover);
• 48 hour guaranteed replacement if a claim is successful;
• airtime abuse;
• free data back up, so you don’t lose your contacts;
• worldwide cover;
• one month’s cover free.

Note that as with any insurance product, terms and conditions, exclusions and limitations will apply and you may wish to read these carefully to ensure you understand them. Not all cheap iPhone insurance policies may offer all these above benefits, but shopping around and comparing gadget insurance cover could help you find appropriate cover and a realistic price.

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